Email this article 
Financial Literacy, Financial Behavior, and Financial Attitude Toward Invesment Decision
Abstract
This research aims to determine and analyze the influence of financial literacy, financial behavior and financial attitudes on investment decisions. The type of research used is quantitative research using descriptive methods. The type and source of data used is primary data, namely data collected and processed by the researcher himself from the object. The total population in this study was 52 people and the sampling technique used was total sampling. Data was collected using a questionnaire method from 52 respondents who were sampled in this study. The data analysis techniques used in this research are descriptive statistical analysis, data quality test, classical assumption test, multiple linear regression test, F test, t test and coefficient of determination with the help of the SPSS version 24 software program. The results of this study show that financial literacy , financial behavior and financial attitudes have a significant influence on investment decisions.
Keywords
Full Text:
PDFReferences
Aminatuzzahra, 2014. Persepsi Pengaruh Pengetahuan Keuangan, Sikap Keuangan, Social Demografi terhadap Perilaku Keuangan dalam Pengambilan Keputusan Investasi Individu, Vol.23, No.2, 2014
Christanti Natalia dan Linda Ariany Mahastanti. 2011. Faktor-faktor yang Dipertimbangkan Investor dalam Melakukan Investasi. Jurnal Manajemen Teori dan Terapan, Volume 4 No. 3, Desember 2011. Hal. 37-51. Diakses tanggal 25 Maret 2022
.
Haming Murdifin & Basamalah Salim. 2010. Studi Kelayakan Investasi Proyek dan Bisnis. Jakarta: Bumi Aksara
Hilgert, Marianne A., Jeanne M. Holgarth, Sondra Beverly. 2003. Household Financial Management: The Connection between Knowledge and Behavior. Federal Reserve Bulletin.89 (7), hlm. 309
Irene & Lady Angela, Pengaruh financial attitude, financial knowledge, parenatalincome terhadap financial management behavior, jurnal, Ujiversitas Musamus, 2016.
Kahneman dan Tversky (1979 A., Rofaida, R., & Sari, M. (2010).Analisis tingkat literasi keuangan di kalangan mahasiswa dan faktor-faktor yang mempengaruhinya. Pro-ceedings of the 4th International Conference on Teacher Education; Join Conference UPI & UPSI Bandung, Indonesia
Lusardi & Mitchell (2007 A., Rofaida, R., & Sari, M. (2010). Analisis tingkat literasi keuangan di kalangan mahasiswa dan faktor-faktor yang mempengaruhinya. Pro-ceedings of the 4th International Conference on Teacher Education; Join Conference UPI & UPSI Bandung, Indonesia
Margareta,Farah dan Reza Arief Pambudhi, Tingkat Literasi Keuangan Pada Mahasiswa SI Fakultas Ekonomi, Jurnal Manajemen Dan Kewirausahaan,Vol.17, No.1, 2015.
Nababan & Sadalia, 2013. Analisis Personal finansial Literacy dan finansial behavior mahasiswa FE.
Ricciardi (2000 Victor. Simon K. Helen. 2000. What is Behavioral Finance?. Business, Education and Technology Journal. Diakses tanggal 25 Maret 2022
Robison, Shupp, dan Myers, 2010. Prilaku Organisasi Buku 2. Jakarta Salemba empat
Sabri.M.F. 2010. Pathways To Financial Success: Determinants Of Financial Literacy And Financial. Diakses tanggal 25 Maret 2022.
Shefrin. Hersh. 2000. Beyond Greed and Fear: Understanding Behavioral Finance and Psychology of Investing; Harvard Business School Press
Tine Badriatin, Lucky Radi Rinandiyana & Wilman San Marino. 2022. Persepsi Risiko dan Sikap Toleransi Risiko Terhadap Keputusan Investasi Mahasiswa. Journal Perspektif: Jurnal Ekonomi dan Manajemen Akademi Bina Sarana Informatika. Vol.20, No.2. 158-163
Tine Badriatin, Lucky Radi Rinandiyana & Sri Sudiarti. 2020. PELATIHAN INVESTASI SEJAK DINI MELALUI PASAR MODAL PADA MAHASISWA BARU POLITEKNIK TRIGUNA TASIKMALAYA. JCES (Journal of Character Education Society). Vol.3 No.1, 8-16.
Tversky A., & Kahneman, D. (1981). The Framing of Decision and The Psychology of Choice. Science Vol. 211 (30): 453-458.
DOI: https://doi.org/10.37058/banku.v5i1.10037
Refbacks
- There are currently no refbacks.
Copyright (c) 2024 BanKu: Jurnal Perbankan dan Keuangan
This work is licensed under a Creative Commons Attribution 4.0 International License.
BanKu:Jurnal Perbankan dan Keuangan
Jurusan Perbankan dan Keuangan
Fakultas Ekonomi dan Bisnis Universitas Siliwangi
Jl. Siliwangi No. 24 Kota Tasikmalaya
Kode Pos 46115 Telepon: (0265) 323534
BanKu: Jurnal Perbankan dan Keuangan by Program Studi Keuangan dan Perbankan Fakultas Ekonomi dan Bisnis Universitas Siliwangi is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Based on a work at http://http://jurnal.unsil.ac.id/banku