E-Wallet: Sistem Pembayaran Dengan Prinsip Hifzul Maal

Rohmatun Ni'mah, Indah Yuliana

Abstract


Millennials, the development of technology and information have an impact on various systems are no exception to the payment system. Especially in the payment system, technological advances are able to shift the role of cash and electronics wallet (e-wallet) emerged as a payment instrument capable of making payment processes faster, easier, efficient, and safer. Although it has many benefits and advantages, the suitability of e-wallet with maqashid syariah in hifzul maal still needs to be discussed. Conformity with the sharia maqashid is very important to determine whether the e-wallet is in accordance with hifzul maal or not. The method used in this study is a qualitative method with the type of library research. From the results of the study, it was generally obtained e-wallet was in accordance with maqashid syariah. This suitability is obtained by fulfilling the principle of preserving wealth and benefit. However, e-wallet is considered not in accordance with hifzul maal because this e-wallet is still prone to technological crime, and waste can occur because one person can have more than one e-wallet account.

Keywords


E-Wallet, Payment Systems, Hifzul Maal

Full Text:

PDF

References


Abdulfatah, M. R., & Kurniawan, R. R. (2018). Uang Elektronik Dalam Perspektif Islam.

Jurnal Ekonomi dan Perbankan Syariah Vol. 6 nomor 1, 84-100.

Abidin, M. S. (2015). dampak kebijakan e-money sebagai sistem pembayaran Baru . Jurnal

Akuntansi AKUNESA, 1-21.

Ayub, M. (2009). Dalam Understanding Islamic FInance (hal. 34). Jakarta: Gramedia

Pustaka Utama.

Cheng, A. Y., Hamid, N. R., & Cheng, E. H. (2012). Risk Perception of the e-payment

System: A Young Adult Perspective. Knowledge Engineering and Data Bases ISBN:

-960-474-273-8 , 121-127.

Gunawan, I. (2015). Dalam Metode Penelitian Kualitatif (hal. 80). Jakarta: Bumi Aksara.

Hutami, L. T., & Septyarini, E. (2018). Intensi Penggunaan Electronic Wallet Generasi

Millenial pada tiga tiga Start-up Indonesia Berdasarkan Modifikasi TAM. Jurnal

Manajemen, Vol 8, No 2, 136-145.

Isra. (2015). Dalam Sistem Keuangan Islam: Prinsip dan Operasi (hal. 200). Jakarta:

Rajawali Press.

Jauhar, A. a.-M. (2009). Dalam Maqashid Syariah (hal. 167). Jakarta: AMZAH.

Kanimozhi, G., & Kamatchi, K. (2017). Security Aspect of Mobile based E Wallet.

Interbational Journal on Recent and Innovation Trends in Computing and

Communication Vol. 5 Issue 6, 1223-1228.

Masihuddin, M., Khan, B. U., Mattoo, M. M., & Olanrewaju, R. F. (2017). A Survey on EPayment Systems: Elements, Adoption, Architecture, Challenges, and Security

Concept. Indian Journal of scinece and Technology Vol. 10 Issues 20, 1-19.

Muammar, A., & Alparisi, A. S. (2017). Electronic money (e-money) dalam Perspektif

Maqashid Syariah. Journal of Islamic Economics Lariba vol. 3, issue 2, 75-84.

rachna, & singh, p. (2013). issues and challenges of electronics payment systems.

international journal for research in management and pharmacy Vol. 2 issues 9, 25-

Rahmawati. (2013). Maqashid al-syariah dalam Ekonomi Islam (Muammalah) .

MUAMMALAH: Jurnal Ekonomi Vol. 3 No. 2, 92-105.

Soekanto, S., & Mamudji, S. (2009). Dalam Suatu Kajian Hukum Normatif: Suatu Tinjauan

Singkat (hal. 13). Jakarta: Rajawali Press.

Sugiyono. (2013). Dalam Metode Penelitian Kuantitatif, Kualitatif, dan R&D (hal. 224).

Bandung: Alfabeta.

Syarifuddin, A. (2008). Dalam Ushul Fiqh (hal. 232). Jakarta: Prenada.

Zaki, M., & Cahya, B. (2015). Aplikasi Maqhasid asy-syari'ah pada Sistem Keuangan

Syari'ah. BISNIS Vol 3 No 2, 312-328.

zulkefli, a., Rusmadi, H., & Aziz, A. H. (2019). apllication of e-wallet: A preliminary

analysis from the shariah perspective. International Journal of Fiqh and Ushul a-Fiqh

Studies Vol 3 issue 2, 98-105.




DOI: https://doi.org/10.37058/jes.v5i2.2016

Refbacks

  • There are currently no refbacks.


Journal index by:

   

 

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.Â